数字普惠金融对粮食安全的影响机制与实证

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中图分类号：F326.11 文献标识码：A 文章编号：2095-5553（2026）02-0311-11

Impact mechanism and empirical evidence of digital financial inclusion on food security

Zhu Hongzhang，Zhao Liying，Wang Yongbo （HeilongjiangUniversity，Harbin，15Oo8O，China）

Abstract：Understanding the mechanisms bywhich digital inclusive finance influences food securityisof paramount significanceforsafeguarding thestrategicobjectiveof“strengthening thefoundationoffoodsecurity”fromafinancial standpoint.Basedonthe panel dataof31 provincesfrom2O13 to 2O23，thefoodsecurityevaluationindexsystem was constructedbyusing entropy weight—TOPSIS，and theimpactefect of digital inclusive financeon foodsecurity was empirically testedbyusing thetwo-wayfixedefectmodel，mediationeffect model，thresholdeffect model，and heterogeneity analysis.Theresearchshowsthat digital inclusivefinancehasasignificant positive impacton food security， therationalizationofagriculturalindustrial structureandtheupgradingofagriculturalindustrial structureplayan intermediaryrolebetweendigitalinclusivefinanceandfoodsecurity，andthelevelof infrastructurehasadoublethreshold efectontheimpactof digitalinclusive financeonfoodsecurity.Heterogeneityanalysisshowsthatthe foodsecurity empowermentefectofdigitalinclusivefinanceisdiferentindifferentagriculturalindustryagglomerationareas，diferent regions，anddifferentgrain productionlevels.Itisproposed topromote thedigitalupgradingofagricultural industrial structure，strengthenthecoordinateddevelopmentofinfrastructureanddigitalfinance，designlarge-scaledigitalfinancial products and policy innovations for major producingareas，andbuildasmart agricultural service ecosystem to improve the empowerment efficiency of digital inclusive finance for food security.

KeyWords：digitalinclusivefinance;fodsecurity;agriculturalindustrystructure;levelofinfrastructure;regionalheterogeeity

0 引言

全从单纯重视数量安全转向数量、质量与可持续性安全并重，实现粮食安全需要更加适配的农村金融体系成为学界与政府共识。（剩余20441字）