多源流理论视域下我国长期护理保险政策分析及优化

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中图分类号：D669 文献标识码：A 文章编号：1004-0714（2026）01-0021-04

Analysis and Optimization of Long-Term Care Insurance Policy in China Under Multi-Source Theory

LI Lin，DAI Yuhao （SchoolofNationalecurity，NanjinguditUniversity2l8l5，Nanjing，Jiangsu，ina）

Abstract：Theintensificationof populationaging has exacerbated thesocial burden.Theimplementation of long-termcare insurancepolicies canimprove the physical healthof theelderly，reduce medical expenses， andalleviate the financial pressure on families.This paper adopts thelMultiple Streams Theoryas the research framework toanalyzethelong-termcare insurance policyand proposes optimization recommendations. Thestudyarguesthatthelong-termcaregap，theburdenoffamilycaregiving，thelaggingdevelopmentofcommunity care，and the uneven quality of elderly care institutions constitute the problem stream; proposals fromrepresentatives during the National People's Congress and the Chinese People's Political Consultative Conference formthe policystream;and the value orientation of theruling partyand theimportant directives of national leaders constitute the political stream.The convergence of these three streams ultimatelyopens the“policywindow".Forthe optimizationoflong-termcareinsurancepolicies，itisessentialtoprioritize the|problemstream，ensurethepolitical stream，and enrich policychannelstofurther promote theeffective limplementation of long-term care insurance policies.

Keywords：Population Aging;Long-Term Care Insurance Policy;Multi-Source Theory

我国作为一个人口大国，人口结构的转变特别是人口的负增长和老龄化加剧现象会带来一系列的挑战。（剩余6393字）