乡村振兴背景下农村金融机构发展困境及对策研究

——以新疆为例

打开文本图片集

中图分类号：F832.7 文献标志码：A 文章编号：2096-9902（2026）04-0094-05

Abstract：TheRuralRevialization StrategyputforwardbytheCommunistPartyofChinainthereportofits19thNational Congresshasbeenestablishedasthoverallguidingprinciplefortheworkrelatedto"agriculture，ruralareas，andruralresidents" inthenewera.ItisanimportantstrategicaangementassocialismwithChinesecharacteristicsentersanewra.Simultaneously， thisstrategyalsomtstepracticaleedsoftePartyCentralommiteetoompreensivelyiplementitsgoveanceategfor Xinjiang，focusontheoverallobjectiveofXinjiangwork，andmaintainsocialstabilityandlong-termpeaceandsecurityin Xinjiang.Atpresent，theproblemofunbalancedandinsuffcientdevelopmentisespeciallyprominentintheXinjiangregionIis imperativetobaseontheregionalactualsituation，targettheprominentproblemsatthisstage，andpreciselyalignwithhecore requirementsofthenewdevelopmentstage.TakingtheRuralRevitalizationStrategyastheresearchbackground，thispaperexplores thenewimpetusandcharacteristicsofthedevelopmentofruralfinancialinstitutions.Bycombiningwiththecurrentdevelopment statusofuralfinancialinstitutionsinXinjiang，itexaminestheexistingproblemsofuralfnancialinstitutionsinXinjiangand proposes countermeasures and suggestions to promote their development under the Rural Revitalization Strategy.

Keywords：rural revitalization;Xinjiang；rural area; financial institution;countermeasuresand suggestions

党的十九大报告中正式提出乡村振兴战略，该战略将“三农"问题定位为关系国计民生的根本性问题，强调其实施应以解决“三农"问题为核心要义。（剩余7595字）